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What You’ll Want to Know Before Applying for a Mortgage

The first thing you need to know is what your current financial picture is. You need a clear picture of your income, debts, assets, and credit...

Will I Be Able to Get a Mortgage After a Foreclosure?

A foreclosure is a serious situation that no homeowner wants to find themselves facing, but the reality is that many homeowners are only one...

Your Guide to Understanding the Mortgage Process

The home loan process can be overwhelming for many home buyers, but particularly for first time buyers. Buying a new home is exciting, but the home...

7 Tips for Finding the Best Mortgage Lender

If you're planning to buy a home, then odds are you're going to have to take out a mortgage. Very few people are financially capable of paying for a...

Can You Refinance
Your House?

Refinancing your mortgage can be a smart financial decision when done with some research and knowledge of what the process entails. Often the...

Difference Between Refinancing and Getting a Home Equity Loan

When you buy a house, odds are you're using a loan to do so. This means that as you pay down your mortgage, you increase the equity you have in...

When Should You Refinance a Mortgage?

Now that mortgage rates have decreased, plenty of homeowners are considering refinancing their home loan. However, the mere fact that refinancing...

What to Know When Considering an HELOC

In the right situation, a home equity line of credit, or HELOC, can be a transformative financial tool that you can leverage to assist with goals...

Do I Need a Downpayment to Refinance my Mortgage?

If you are looking to tap into the equity built into your home or save money, you can consider refinancing your mortgage. When you refinance your...

Best Ways to Improve Your Credit Score

Your credit score is incredibly important. It's what lenders use to determine whether or not to approve you for a loan. A low credit score will be...

Interest Rate vs. APR: What’s the Difference?

If you're planning on buying a home, you're most likely going to take out a mortgage. If you've never taken out a home loan before, then you...

Does a Mortgage Loan Cover Closing Costs?

As you put the effort into saving for your down payment, you may also want to budget for closing costs. These are the fees outside of the price...

Can I Qualify for a Mortgage with a High Debt to Income Ratio?

If you are in the market for a home loan, your debt to income ratio matters a great deal. In general, the lower the debt to income ratio is, the...

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