When you’re ready to buy a home, it’s hard to know what your best options are financially. There’s a lot of information out there. Understanding it all can be challenging. We’re here to help, and can provide some answers to your mortgage questions. Acquiring a mortgage is a big step, and we’re helping people just like you reach their home-ownership dreams. Contact us today!
After you qualify, we’ll give you what’s called a Pre-Qualification Letter (your real estate agent might call it a “pre-qual”), that documents the fact that we are helping you to find the best mortgage loan to fit your financial needs and that we are confident you’ll qualify for a mortgage loan up to a specific amount.
Various benefits are available to you after you’ve found your new house, and have pre-qualification. First, it lets you know the amount that you are able to offer. Even more important to the present owner, your pre-qualification letter gives them certainty. The seller of the home won’t be concerned that he can’t trust you to qualify for your loan. You qualifying for your needed loan amount won’t cause them concern. They have a virtual guarantee to trust your ability to back up your offer.
While you are able to benefit from our tools to calculate mortgage variables on this website, it’s essential to sit down and talk with us. For one thing, you’ll need a Pre-Qualification Letter! Next, we can review your loan choices and make sure you are in the best one. Contact us at (562) 584-4408 to get your pre-qualification process started.